1.  All coins are authentic as guaranteed by the relevant third-party grading services of PCGS, NGC, and ICG.  All WCM Bullion Products are guaranteed to be authentic.

2.  The Recommended Coins listed on this website are subject to prior sale, and every effort is made to post price changes as they occur.  Advisor has access to very high-quality material from several of the most trusted and knowledgeable sources in numismatics.

3.  Payments may be made by Personal Check, Corporate Check, Cashier's Check, Bank Draft, or Bank Wire.  All Personal or Corporate Checks will require a 7-Day Hold for depository clearing prior to shipment.  Prices are locked at time of order confirmation regardless of payment method.  Our mark-ups over wholesale are too low to permit credit card fees.

Payments by one or more Money Orders, Cashier's Checks, or Bank Drafts for transactions over $10,000 require filing by WCM of IRS Form 8300 regarding "cash" payments received in a business; client must provide WCM with date of birth and tax identification number at time of payment.  Personal Checks, Corporate Checks, and Bank Wires are exempt from this filing requirement. 

4.  Clients have a 14-Day Return Privilege period which commences on the date of receipt by client of coin(s) via U.S. Postal Service Registered Mail, Insured, Return Receipt Requested.  All sales are final for gold and silver bullion products, notwithstanding the guarantee for authenticity.

5.  All U.S. rare coins must be returned in their original  and encapsulated condition by USPS Registered Mail, insured for the full invoice amount.  WCM will reimburse clients for return postage provided a legible copy of postage charges is presented.

6.  Virginia residents must be invoiced for the 4.5% Sales Tax, but advisor will work with residents on final pricing.

7.  The advisor cannot guarantee direct repurchase of TAP Program coins and/or Bullion Products, but will attempt the consignment or brokered sale of such material at the fee rates stated herein.  For numismatic material not purchased from the Advisor, the minimum consignment fee for certified U.S. rare coins, market conditions permitting, is 5% of net sales proceeds.  For all bullion related products, the broker fee is 1.3% for Gold and 1.7% for Silver based products.